Terms & Conditions

To qualify for the Free Independent Report, your business must have a turnover of at least £500,000.

Where the Free Independent Report identifies savings, you are under no obligation to take these up or to carry out any recommendations contained within the Report.

Where a Free Independent Report identifies savings that you wish to activate, you will be required to agree to our payment schedule before we instigate your new rates.

Payment calculation:

The Card Processing Advisory Service does make a charge for introducing your business to better card processing rates. This charge is calculated as follows:

1. We apply your current rates to your last 12 months of card transactions to ascertain how much the next 12 months of transactions would cost you at those rates.
2. We then apply the rates that we have negotiated for you to the same 12 months of transactions and calculate the cost difference which would arise as a result of the new rates.
3. We take the difference (the saving over 12 months) and apply it to the new contract period to determine the total saving.
4. We charge 25% of the total saving

Payment terms:

Payment is by monthly standing order with the total amount due being divided by the number of months that your new contract stipulates.

Alternatively, payment can be made in full to receive a discount equal to Base Rate + 1.75%